Stamford, Connecticut, & Aliso Viejo, California—(BUSINESS WIRE)—GE Capital Retail Bank announced today a long-term extension of its agreement with American Eagle Outfitters, Inc. (NYSE:AEO), a leading specialty retailer, to continue providing private label credit card programs for online, mobile app, and in-store purchases made at any of the 856 American Eagle Outfitter and 115 Aerie locations across the United States. As part of the seven-year agreement, GE Capital’s Retail Finance business will continue to manage the American Eagle credit card program, which began in 1996. This extension underscores the numerous eagle credit card benefits, making it a valuable choice for customers. If you are interested in an eagle credit card application, you can conveniently apply through the provided online portal. Once approved, you’ll have access to an eagle credit card login to monitor your account. Plus, with no eagle credit card fees, it’s a hassle-free way to enjoy exclusive offers and rewards while shopping at American Eagle Outfitters and Aerie locations.
The primary requirements for the American Eagle Outfitters (AEO) Credit Card in the United States include being at least 18 years old, possessing a valid Social Security number or Individual Taxpayer Identification number, having a physical U.S. address, demonstrating sufficient income to meet the monthly minimum payment obligations, and maintaining a good credit standing, which entails a credit score of 700 or higher for the Visa version. In contrast, the American Eagle Outfitters (AEO) Store Card has a more lenient requirement, only necessitating a Fair credit score or better, which equates to a credit score of 640 or higher.
AEO Credit Card: Earn Free Clothing & Shipping from American Eagle
- 1 AEO Credit Card: Earn Free Clothing & Shipping from American Eagle
- 1.1 Advantages of the American Eagle Credit Card
- 1.2 ????️ American Eagle Rewards
- 1.3 ???? Downsides of the American Eagle Card
- 1.4 ???? Rates, Fees & Other Basic Info
- 1.5 How They Compare to Similar Cards
- 1.6 AEO Connected Visa Credit Card vs. Victoria’s Secret Angel Credit Card
- 1.7 Is There an Aerie Credit Card?
- 1.8 American Eagle Credit Card Login
- 1.9 Bottom Line: Is the American Eagle Credit Card Right for You?
American Eagle provides two credit card options for enthusiasts of the clothing retailer: the AEO Connected credit card, exclusively for in-store use, and the AEO Connected Visa, which can be utilized at any location where Visa is accepted. Both cashback cards are issued by Synchrony Bank.
While the AEO Connected Visa can be utilized at any location, you’ll receive the highest number of points when shopping at AE. Furthermore, you can exclusively redeem rewards for American Eagle and Aerie merchandise. Such restrictions are typical for store-branded credit cards. Nevertheless, if you are a regular patron of American Eagle or Aerie, you may find the card’s in-store benefits highly appealing.
|Card Benefit ????️
|AEO Connected Credit Card ????
|AEO Connected Visa ????
|20% off your first AEO Connected credit card purchase ????
|Free standard shipping ????
|Earn 15 points per $1 spent at American Eagle or Aerie ????
|20% off birthday coupon ????
|Buy 5 jeans, get 1 free ????
|Buy 5 bras, get 1 free ????
|Personal Shopping Day coupon ????
|6 annual cardholder events ????
|Earn 5 points per $1 spent anywhere Visa is accepted ????
Advantages of the American Eagle Credit Card
Both American Eagle credit cards offer numerous similar discounts and special perks, with the most significant distinction being that the AEO Connected Visa can be used beyond AE and Aerie stores.
????️ American Eagle Rewards
Some of the biggest benefits of American Eagle’s two credit cards include:
- Earn 15 points for each $1 spent at American Eagle or Aerie. You can redeem 2,500 points for a $10 reward to be used at AE or Aerie stores.
- Cardholders get multiple opportunities to earn 20% off at American Eagle and Aerie, including 20% off your first card purchase and 20% off on your birthday.
- Enjoy free standard shipping on all AE purchases when you buy online.
- Score invitations to special events throughout the year, including a Personal Shopping Day and six annual cardholder events.
- Earn free stuff, including a free pair of jeans for every five pairs you buy or a free bra for every five bras you buy.
- The AEO Connected Visa also lets cardholders earn five points per $1 spent anywhere else Visa is accepted. Given that Visa can be used at most merchants, this can seriously accelerate their rewards earnings.
???? Downsides of the American Eagle Card
Although it does offer generous rewards, the AE card also has some downsides to consider:
- The annual percentage rate (APR) is a variable 28.24%. There is no 0% intro interest rate on purchases or balance transfers, so as soon as you don’t pay your balance in full by your statement due date, you’ll start incurring interest charges.
- Your AEO Connected card can only be used at American Eagle stores and Aerie stores.
- Your AEO Connected Visa Charges a 3% foreign transaction fee if you use your card outside of the United States.
- Rewards can only be redeemed at American Eagle and Aerie Stores.
If you think you’ll take advantage of the 20% off coupons, special cardholder events, and other perks, this card’s rewards can be worth it. But even frequent shoppers may find getting an AE card is unnecessary, given they can enjoy many of the same benefits simply by becoming a part of the AEO Connected Rewards program. You’ll still earn points on purchases and will receive the same $10 reward for every 2,500 points earned.
Membership in the AEO Connected Rewards program is free and comes with an exclusive birthday offer and access to members-only sales and events, just as you would if you got the credit card.
???? Rates, Fees & Other Basic Info
Most of the rates and fees are the same whether you choose the AEO Connected card or the AEO Connected Visa card — but since the Visa can be used at more places, you could potentially incur some additional fees. This table explains the differences:
|AEO Connected Credit Card
|AEO Connected Visa
|Cash Advance Fee
|Late Payment Fee
|Up to $38
|Fair to Good
|15 points per $1 spent at American Eagle
How They Compare to Similar Cards
Like most store credit cards, either of the American Eagle cards mostly appeals to frequent AE or Aerie shoppers. However, the AEO cards do offer some perks and benefits some other store cards don’t, such as multiple discounts throughout the year and the chance to earn free merchandise. If you’re considering an American Eagle credit card, you can take advantage of eagle credit card benefits like earning 15 points for each $1 spent at American Eagle or Aerie. The eagle credit card application process is simple and user-friendly, and once approved, you’ll receive your eagle credit card login credentials to conveniently manage your account and explore exclusive rewards. Plus, with no eagle credit card fees, you can enjoy these advantages without any extra costs.
AEO Connected Visa Credit Card vs. Victoria’s Secret Angel Credit Card
Victoria’s Secret is another merchant that offers a similar store card, known as the Victoria’s Secret Angel Card.
Like American Eagle, the Victoria’s Secret Angel Card provides special perks on cardmembers’ birthdays. However, its rewards rate is much lower, with cardholders earning just one point per $1 spent on eligible purchases. It’s worth pointing out, though, that you’ll earn a $10 reward for every 250 points you accrue, compared to $10 for every 2,500 points you earn with the AE cards. So, if you’re considering an American Eagle credit card, you can enjoy higher eagle credit card benefits, such as earning 15 points for each $1 spent at American Eagle or Aerie. The eagle credit card application process is straightforward, and once approved, you’ll have access to an eagle credit card login to manage your account and explore the rewards. Additionally, you won’t have to worry about eagle credit card fees, as there’s no annual fee associated with it.
Victoria’s Secret does allow you to earn triple points on all bra purchases, though, and you can choose up to three days annually to get triple points on other purchases.
Overall, the rewards programs are competitive, so it’s just a question of which store you prefer to shop at.
american eagle credit card login, benefits, application, login, fees: American Eagle Financial Credit Union. All Rights Reserved. Equal.
Is There an Aerie Credit Card?
Both American Eagle credit cards can be used at Aerie, so there is no need for a separate card.
American Eagle Credit Card Login
You can visit AE.com to log in for either of the two American Eagle credit cards and to access account management tools. Customer service can be reached via live chat or at this phone number: 1-888-232-4535. Whether you’re interested in exploring the eagle credit card benefits or need assistance with your eagle credit card application or eagle credit card login, the American Eagle customer service team is readily available to assist you. Additionally, if you have any questions about eagle credit card fees or wish to learn more about the advantages of being an American Eagle cardholder, their friendly and knowledgeable staff will provide you with the information you need.
Bottom Line: Is the American Eagle Credit Card Right for You?
With no annual fee and a relatively easy qualifying process, applying for one of the American Eagle Outfitters credit cards might make sense if you shop regularly at American Eagle or Aerie and will take advantage of the myriad perks.
You can apply for one of two American Eagle credit cards, both of which bear the name of, and earn points in, American Eagle’s customer loyalty program, Real Rewards: The Real Rewards by American Eagle & Aerie Credit Card.
You can also use it for shopping, including groceries and gas, as you’ll earn points for every dollar spent on these transactions as well. However, it’s most suitable for devoted fans of the American Eagle brands, as the reward points can only be redeemed at their stores.