Kerala Gramin Bank Balance Enquiry shows a summary of all the money that an account holder withdraws from the account. It helps track finances, check KGB account balance, save from fraudulent activity and understand spending habits regularly. Kerala Gramin Bank is considered one of India’s leading banks. You may use this service if you are a Kerala Gramin Bank customer and your mobile number is registered with the Bank. If you haven’t registered your mobile number with the KGB Balance Enquiry Number, you may Contact the home branch and complete this task.
Kerala Gramin Bank Balance Inquiry Number
The missed call number for Kerala Gramin Bank is 9015800400. After giving a missed call the call will be disconnected automatically, and an SMS regarding your bank account will be provided.
About Kerala Gramin Bank
Kerala Gramin Bank is an RRB Bank established under RRB Act 1976[23(1)]. The bank was formed by amalgamating North Malabar Gramin Bank and South Malabar Gramin Bank in 2013. It is one of the largest RRB banks in India with 647 branches in Kerala. It is jointly owned by Central and State governments and sponsored by the Canara Bank. Apart from missed call balance check, you can use the following methods to find the bank balance –
- Kerala Gramin Bank Net Banking
- Kerala Gramin Bank Mobile App
- Kerala Gramin Bank ATM
Kerala Gramin Bank Balance Enquiry Number
To know your balance you need to follow these simple steps:
- Missed call service of Kerala Gramin bank allows you to know your bank account balance and get your transaction details immediately on your mobile.
- You need to give a Miss call on the bank’s toll-free number.
- The toll-free number of Kerala Gramin bank is 9015800400.
- When you gave a missed call the call will be disconnected in some time, almost after two rings.
- Now it’s done, wait for a minute you will get back a text from the bank containing your account balance details.
Kerala Gramin Bank Balance Check
Kerala Gramin Bank (KGB) is one of the largest regional rural bank operating in Kerala and is sponsored by Canara Bank. Kerala Gramin Bank was constituted on 8th July 2013 after amalgamation of following 2 Regional Rural Banks:
- South Malabar Gramin Bank
- North Malabar Gramin Bank
Kerala Gramin Bank has a massive penetration in rural areas of Kerala. It has carved a niche for itself through its 40 year old history of dedicated and customized service to its clients.
Head Office of Kerala Gramin Bank (KGB) is situated at Malappuram and it is offering its services through its network of 634 branches. All its branches provide IMPS/ RTGS/ NEFT facilities. Internet facility is also available. Kerala Gramin Bank provides the balance check facility round the clock every day. Customers can use its online services anytime, from anywhere.
Contact Details of Kerala Gramin Bank
| Contact | Description |
|---|---|
| Name of Bank | Kerala Gramin Bank |
| Website | https://keralagbank.com/ |
| Address | KGB Towers, AK Road, Uphill, PB No. 10, Malappuram, Kerala, India, PIN 676505 |
| Head Office Contact | 0483 2733509 |
| Customer Care Email ID | [email protected] |
| Missed Call Number | 9015800400 |
| Kerala Gramin Bank customer | 0483 2733509 |
Kerala Gramin Bank Missed Call Balance Check
KGB offers a convenient way of making account balance enquiries via missed calls. Presently, this missed call facility is available to the accounts under Saving Bank (SB), Current Account (CA), Overdraft (OD) and Cash Credit (CC). Given below the step-by-step process of Kerala Gramin Bank account balance enquiry via missed call:
- Give a missed call to 9015800400 from your registered mobile number
- Disconnect the call after 1 or 2 rings
- You will receive the account balance details through SMS on your registered mobile number from the bank
- The bank may take some time to send the account balance details as its server would take the time to check the status of your mobile registration with the bank.
- You can know your account balance anywhere in India without any data connection/ SMS pack.
SMS Banking
Kerala Gramin Bank Account holders need to Send SMS “BAL” to 9015800400 from the registered mobile number to enquire about the Kerala Gramin Bank account balance in case user is having single account. The balance displayed will be f the primary account. Check Kerala Gramin Bank account balance, get KGB Mini statement, get status of cheques, Execute stop payment of cheques and self transfer of funds (Rs. 5000/- daily limit) anytime. F multiple accounts, account holders need to SMS “BAL” to 9015800400 from the registered mobile number. The balance displayed will be of secondary accounts.
Kerala Gra-min Bank Balance Check through Mobile Banking App KGB mPay Mobile App
With KGB mPay Mobile App, you will get a wide range of banking services right in your palm. For using Kerala Gramin Bank Mobile Facility, it is required for you to initially get yourself registered for Mobile facility. Outlined below is the step-by-step process to register for Kerala Gramin Bank Mobile Banking Facility and its activation:
- Apply for KGB mPay Mobile App registration in the prescribed form
- The form should be filled in properly and signed by all the account holders
- The form should be submitted to the base branch (where you have opened your account)
- Your bank branch will process your application
- You will get a Welcome SMS on your registered mobile in about 24 hours
- Download the App from the Google Play store or click here to download
- Download the App from Apple Play Store or click here to download
- Install the KGB mPay Mobile App on your mobile
- Open the app
- After that ‘KGB mPay Mobile App’ is ready for use and you can check the balance in your bank account
Minimum Balance requirement for Kerala Gramin Bank
Every Bank has a minimum maintenance balance requirement. The individual must maintain the balance to earn interest on the deposit amount. If the account holder fails to maintain the minimum balance, the account will be charged with non-maintenance charges. The following are the requirements of the minimum maintenance balance in the account
| Particulars | With Cheque book (in Rs.) | Without Cheque Book(in Rs.) |
| Savings Bank Account | 1000 | 200 |
| Current Bank Account | 2000 | |
Charges for non-maintenance
| Particulars | With Cheque book (in Rs.) | Without Cheque Book (in Rs.) |
| Savings Bank Account | 40 | 20 |
| Current Bank Account | Rs. 50 Per day or Maximum of Rs.300 per month | |
For Inoperative Account
| Particulars | With Cheque book (in Rs.) | Without Cheque Book (in Rs.) |
| Savings Bank Account | Half-Yearly 150/- or minimum balance whichever is lower | |
| Current Bank Account | Half-Yearly 150/- or minimum balance, whichever is lower | |
Passbook
The easiest way to know the account balance is to visit the branch of KGB and get the passbook updated. Kerala Gramin Bank provides a passbook to every customer opening a bank account with the bank. Customers can update their passbook by visiting the nearest bank branch to check Kerala Gramin Bank Account Balance. KGB Balance Enquiry Number passbook contains the complete information of all the debit and credit transactions made by the account holder. Alternatively, account holders can do Kerala Gramin Bank Balance Enquiry by net banking mobile banking services from the convenience of home.
ATM Cards
The process to verify the account balance using ATM card is as follows
- Kerala Gramin Bank Account holder must visit the nearest ATM of any bank with valid Kerala Gramin Bank ATM card.
- Insert the Kerala Gramin Bank ATM card.
- Select “Balance Enquiry” option.
- On selecting, the balance will be displayed on the screen.
Kerala Gramin Bank Customer Care
Kerala Gramin Bank Account holders can call the Kerala Gramin Bank customer care number 0483 2733509 to enquire about the account balance. After calling, select the “language” and “banking option”. Enter the 12-digit account number and the 16-digit debit card number. Enter the ATM PIN to get the account balance.
- 0483-2733509, 2405362, 2286721
- Customer Care Email ID: [email protected]
- Email: [email protected]
- Official Website: www.keralagbank.com
FAQ’S Kerala Gramin Bank Balance Enquiry
For knowing your Kerala Gramin Bank account balance, give a missed call to the toll free number 9015800400. To get the mini statement, you can give a missed call to yet another toll free number.
KGB Account holders can check the account balance using smartphones. They must download the Kerala Gramin Bank and Kerala Gramin Bank UPI apps on their smartphones. KGB Balance Enquiry Number is available on Google Play and App Store.
No, Kerala Gramin Bank account holders can use any ATM’s to check the account balance. The only requirement is to carry KGB Balance Enquiry Number ATM card.
